Electronic Payment Terms and Conditions

Article 1. Purpose

The purpose of these Electronic Payment Terms and Conditions (hereinafter referred to as the "Terms") is to stipulate procedures, terms of use, and other relevant matters regarding electronic payments for the use of "Services" provided by AB180 Inc. (hereinafter referred to as the "Company"). Terms not defined in these Terms shall follow the definitions provided in the Terms of Service (hereinafter referred to as the "TOS")

Article 2. Definitions

The terms used in these Terms are defined as follows:

1. "Payment Method" refers to all electronic payment methods provided by the Company for payment of Service fees, including credit cards, debit cards, bank transfers, electronic currency (coupons, points, etc.), and others.
2. "Recurring Payment" refers to a payment option where payments are automatically processed according to a predetermined cycle, such as monthly or yearly, as set up by the Customer.
3. "Payment Information" refers to payment method details entered by the Customer (card, account information, etc.), plan, usage, payment amount, and other related information.

Article 3 (Scope of Application and Effect)

1. These Terms apply when the Customer pays for Service fees using Payment Methods.
2. Matters not specified in these Terms shall be governed by the TOS and relevant laws and regulations. In case of conflict between these Terms and the TOS, these Terms shall prevail.

Article 4 (Payment)

1.The Company may provide the following Payment Methods to the Customer, and the actual Payment Methods provided will be specified on the Site:

a.Credit and debit card paymentsb.Bank transfersc.Electronic currency (coupons, points, etc.)d.Others2.The Customer may select any of the Payment Methods provided by the Company.

3.If the Recurring Payment method is selected, payments will be processed through the Recurring Payment method based on the Payment Information entered by the Customer during the initial payment on the designated payment date. In case of a payment failure, the payment might be processed on a date other than the original scheduled date.

Article 5 (Protection of Payment Information)

1. The Company complies with relevant laws and regulations for the protection of the Customer's Payment Information and takes necessary technical and administrative security measures during the processing of Payment Information.
2. The Company shall not use Payment Information for purposes other than processing payments requested by the Customer and shall not provide Payment Information to any third party except as required by relevant laws and regulations.

Article 6 (Payment Confirmation and Receipts)

1. The Company will provide information for payment confirmation through the relevant page on the Site or to the Customer's email address after the payment is completed.
2. The Company will issue an electronic receipt upon the Customer's request, and the Customer can check payment history and receipts on the Site.

Article 7 (Termination of Recurring Payment)

1. The Customer may terminate Recurring Payment at any time on the Site.
2. Termination of Recurring Payment will be processed one (1) business day after the termination request, and depending on the plan used by the Customer and the Company's payment policy, charges for service usage up to the date of the termination request may be billed after the request.
3. Even if there is a request to terminate Recurring Payment, no refund will be provided for the usage period prior to the termination request or for payments that have already been completed.

Article 8 (Payment Cancellation and Refunds)

1. The Customer may request payment cancellation or refund in accordance with the refund policy provided on the Site or Article 15 of the TOS.
2. When the Customer requests payment cancellation or refund, the Company will review the reason for the request and respond regarding whether it will be processed.
3. Refund processing methods and periods may vary depending on the Payment Method selected by the Customer.

Article 9 (Payment Errors and Dispute Resolution)

1. If an error occurs during the payment process, the Customer must immediately notify the Company. The Company will investigate the error within five (5) business days and inform the Customer of the results.
2. If a payment-related dispute arises, it shall be resolved in accordance with Article 21 of the TOS.

Article 10 (Use of Payment Service Providers)

1. The Company may use electronic payment gateway companies (PG) and electronic financial service providers to provide Payment Methods.
2. When making payments through electronic payment gateway companies (PG), the terms and conditions of the respective payment service may be provided and applied, and the Customer shall check those terms and conditions before proceeding with payment.

Article 11 (Effectiveness and Amendment of Terms)

1. The effectiveness and amendment of these Terms shall be in accordance with the TOS.
2. In the event that the Company amends the content of these Terms, the procedures and notifications shall be in accordance with the TOS.

Addendum

1. These Terms shall be effective from the date of May 19, 2025.
2. The English version of these Terms is original, and in case of any inconsistency in interpretation between the English version and any translated version, the English version shall prevail.